#scroll-bar {
      position: fixed; top: 0; left: 0; z-index: 9999;
      height: 3px; width: 0%;
      background: linear-gradient(90deg, var(--g700), var(--gold), var(--g700));
      transition: width .1s linear; pointer-events: none;
    }
    :root {
      --g900: #0A2558; --g800: #0D3380; --g700: #0D47A1;
      --g600: #1976D2; --g200: #BBDEFB; --g100: #E3F0FF; --g50: #F5F9FF;
      --gold: #E5A020; --gold-light: #F0BA45; --gold-pale: #FEF9ED; --gold-dark: #B87A10;
      --red: #D94040;
      --white: #FFFFFF; --ink: #111827;
      --gray-900: #111827; --gray-700: #374151; --gray-600: #4B5563;
      --gray-500: #6B7280; --gray-400: #9CA3AF; --gray-300: #D1D5DB;
      --gray-200: #E5E7EB; --gray-100: #F3F4F6; --gray-50: #F9FAFB;
      --sh-sm: 0 1px 3px rgba(0,0,0,.06);
      --sh-md: 0 4px 20px rgba(0,0,0,.09);
      --sh-lg: 0 12px 48px rgba(0,0,0,.13);
      --r: 10px; --rl: 18px; --rx: 26px; --t: .3s ease;
    }
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }
    body {
      font-family: 'Poppins', sans-serif; color: var(--gray-900);
      background: var(--white); line-height: 1.6; overflow-x: hidden;
      -webkit-font-smoothing: antialiased;
    }
    img { display: block; max-width: 100%; height: auto; }
    a { text-decoration: none; color: inherit; }
    ul { list-style: none; }
    button { font-family: inherit; cursor: pointer; }
    .container { width: 100%; max-width: 1200px; margin: 0 auto; padding: 0 28px; }

    /* SHARED TYPOGRAPHY */
    .label {
      display: inline-block; font-size: 12px; font-weight: 700;
      color: var(--gray-700); border-left: 3px solid var(--g700);
      padding-left: 10px; line-height: 1.4;
    }
    .label.white { color: rgba(255,255,255,.6); border-color: rgba(255,255,255,.4); }
    .h2 { font-size: clamp(22px,3vw,30px); font-weight: 700; color: var(--gray-900); line-height: 1.25; margin-top: 10px; letter-spacing: -.3px; }
    .h2.white { color: var(--white); }
    .btn {
      display: inline-flex; align-items: center; gap: 9px;
      padding: 11px 22px; border-radius: 6px; font-size: 14px; font-weight: 500;
      border: 2px solid transparent; transition: all var(--t); white-space: nowrap;
    }
    .btn-primary { background: var(--g700); color: var(--white); border-color: var(--g700); }
    .btn-primary:hover { background: var(--g800); border-color: var(--g800); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(13,48,128,.3); }
    .btn-outline { background: transparent; color: var(--g700); border-color: var(--g700); }
    .btn-outline:hover { background: var(--g700); color: var(--white); }
    .btn-sm { padding: 8px 18px; font-size: 13px; }

    /* SCROLL ANIMATIONS */
    .js .rise { opacity: 0; transform: translateY(24px); transition: opacity .6s cubic-bezier(.22,.61,.36,1), transform .6s cubic-bezier(.22,.61,.36,1); }
    .js .rise.in { opacity: 1; transform: none; }
    .d1{transition-delay:.08s}.d2{transition-delay:.16s}.d3{transition-delay:.24s}.d4{transition-delay:.32s}

    /* ANNOUNCEMENT BAR */
        .ann {
      background: #FFF8E7; color: var(--gray-700);
      border-bottom: 2px solid #F5C842;
      font-size: 12.5px; padding: 7px 16px;
      display: flex; align-items: center; justify-content: center; gap: 10px;
      position: relative;
    }
    .ann-icon { font-size: 13px; flex-shrink: 0; }
    .ann-body { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; justify-content: center; }
    .ann strong { color: var(--g800); font-weight: 700; white-space: nowrap; }
    .ann-title { color: var(--gray-700); }
    .ann-more { color: var(--g700); font-weight: 600; text-decoration: underline; text-underline-offset: 2px; white-space: nowrap; }
    .ann-close {
      position: absolute; right: 12px; top: 50%; transform: translateY(-50%);
      background: none; border: none; cursor: pointer;
      color: var(--gray-500); font-size: 16px; line-height: 1; padding: 4px 6px;
    }
    .ann-close:hover { color: var(--gray-800); }

    /* NAVBAR */
    .navbar {
      position: sticky; top: 0; z-index: 1000;
      background: rgba(255,255,255,.97); backdrop-filter: blur(12px);
      border-bottom: 1px solid var(--gray-100); transition: box-shadow var(--t);
    }
    .navbar.scrolled { box-shadow: 0 2px 24px rgba(0,0,0,.09); }
    .navbar.scrolled::after {
      content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 2px;
      background: linear-gradient(90deg, var(--g700), var(--gold), var(--g700)); opacity: .5;
    }
    .nav-inner { display: flex; align-items: center; justify-content: space-between; height: 88px; }
    .nav-logo { flex-shrink: 0; display: flex; align-items: center; gap: 10px; }
    .nav-logo img { height: 84px; width: auto; padding: 2px 0; object-fit: contain; }
    .nav-links { display: flex; align-items: center; }
    .nav-item { position: relative; }
    .nav-link {
      display: flex; align-items: center; gap: 4px;
      padding: 8px 10px; font-size: 13px; font-weight: 500;
      color: var(--gray-600); border-radius: 7px; transition: all var(--t); white-space: nowrap;
    }
    .nav-link:hover { color:var(--g700); background:var(--g50); }
    .nav-link.active { color:#fff; background:var(--g700); font-weight:600; border-radius:6px; }
    .nav-link.active:hover { background:var(--g800); color:#fff; }
    .nav-chev { width: 11px; height: 11px; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; transition: transform var(--t); }
    .nav-item:hover .nav-chev { transform: rotate(180deg); }
    .dropdown {
      position: absolute; top:100%; left: 0;
      background: var(--white); border: 1px solid var(--gray-200);
      border-radius: var(--rl); box-shadow: var(--sh-lg);
      min-width: 230px; padding: 8px; padding-top:8px;
      opacity: 0; pointer-events: none;
      transform: translateY(10px) scale(.97); transform-origin: top left;
      transition: all .22s cubic-bezier(.22,.61,.36,1); z-index: 200;
    }
    .nav-item:hover .dropdown { padding-top:8px; opacity: 1; pointer-events: all; transform: none; }
    .dropdown a { display: flex; align-items: center; gap: 8px; padding: 8px 13px; font-size: 13px; color: var(--gray-700); border-radius: 8px; transition: all var(--t); }
    .dropdown a::before { content: ''; width: 5px; height: 5px; border-radius: 50%; background: var(--g200); flex-shrink: 0; transition: background var(--t); }
    .dropdown a:hover { background: var(--g50); color: var(--g700); }
    .dropdown a:hover::before { background: var(--gold); }
    .dropdown-section-label { font-size: 10.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--gray-400); padding: 8px 13px 4px; margin-top: 4px; }
    .dropdown hr { border: none; border-top: 1px solid var(--gray-100); margin: 4px 0; }
    .nav-right { display: flex; align-items: center; gap: 12px; }
    .nav-fund-prices {display:none;
      display: inline-flex; align-items: center; gap: 7px; padding: 8px 16px; border-radius: 6px;
      font-size: 13px; font-weight: 600; color: var(--g700);
      border: 1.5px solid var(--g200); background: var(--g50); transition: all var(--t);
    }
    .nav-fund-prices:hover { background: var(--g100); border-color: var(--g700); }
    .hamburger { display: none; flex-direction: column; gap: 5px; padding: 6px; border: none; background: none; border-radius: 6px; }
    .hamburger span { display: block; width: 22px; height: 2px; background: var(--gray-700); border-radius: 2px; transition: all var(--t); }
    .hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
    .hamburger.open span:nth-child(2) { opacity: 0; transform: scaleX(0); }
    .hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }
    .mobile-nav { display: grid; grid-template-rows: 0fr; background: var(--white); border-top: 1px solid var(--gray-100); transition: grid-template-rows .35s cubic-bezier(.22,.61,.36,1); overflow: hidden; }
    .mobile-nav.open { grid-template-rows: 1fr; }
    .mobile-nav-inner { overflow: hidden; padding: 0 24px; }
    .mobile-nav.open .mobile-nav-inner { padding: 12px 24px 24px; }
    .mobile-nav a:not(.btn) { display: flex; align-items: center; padding: 12px 0; font-size: 14.5px; font-weight: 500; color: var(--gray-700); border-bottom: 1px solid var(--gray-100); transition: color var(--t); }
    .mobile-nav a:not(.btn):hover { color: var(--g700); }

    /* PAGE HERO BANNER */
    .page-hero {
      background:
        radial-gradient(ellipse 60% 80% at 0% 50%, rgba(8,60,180,.55) 0%, transparent 65%),
        linear-gradient(135deg, #0B3F9E 0%, #0D47A1 50%, #1565D8 100%);
      padding: 56px 0 0; position: relative; overflow: hidden;
    }
    .page-hero-bg { position:absolute; inset:0; width:100%; height:100%; object-fit:cover; object-position:center top; opacity:.18; z-index:0; pointer-events:none; display:block; }
    .page-hero .container { position:relative; z-index:1; }
    .page-hero-inner { display: grid; grid-template-columns: 1fr; align-items: flex-end; gap: 0; }
    .page-hero-text { padding-bottom: 52px; max-width: 680px; }
    .page-hero-image { display: none; }
    /* hero mobile — moved to bottom */
    .breadcrumb {
      display: flex; align-items: center; gap: 8px;
      font-size: 12.5px; color: rgba(255,255,255,.55); margin-bottom: 16px;
    }
    .breadcrumb a { color: rgba(255,255,255,.65); transition: color var(--t); }
    .breadcrumb a:hover { color: var(--white); }
    .breadcrumb svg { width: 12px; height: 12px; flex-shrink: 0; }
    .page-hero-title { font-size: clamp(28px,4vw,42px); font-weight: 700; color: var(--white); line-height: 1.2; margin-bottom: 12px; letter-spacing: -.4px; }
    .page-hero-sub { font-size: 15px; color: rgba(255,255,255,.75); max-width: 560px; line-height: 1.7; word-break: break-word; }
    .page-hero-tabs {
      display: flex; align-items: center; gap: 0;
      margin-top: 36px; border-top: 1px solid rgba(255,255,255,.12); padding-top: 0;
      overflow-x: auto; scrollbar-width: none;
    }
    .page-hero-tabs::-webkit-scrollbar { display: none; }
    .page-tab {
      padding: 16px 20px; font-size: 13px; font-weight: 500;
      color: rgba(255,255,255,.6); white-space: nowrap;
      border-bottom: 2px solid transparent; transition: all var(--t);
      cursor: pointer;
    }
    .page-tab:hover { color: rgba(255,255,255,.9); }
    .page-tab.active { color: var(--white); border-bottom-color: var(--gold); font-weight: 600; }

    /* LAYOUT */
    .about-layout {
      display: grid; grid-template-columns: 260px 1fr;
      gap: 48px; padding: 56px 0 80px; align-items: start;
    }

    /* SIDEBAR */
    .sidebar { position: sticky; top: 90px; }
    .sidebar-title {
      font-size: 10.5px; font-weight: 700; text-transform: uppercase;
      letter-spacing: .7px; color: var(--gray-400); margin-bottom: 8px;
    }
    .sidebar-nav { border: 1px solid var(--gray-200); border-radius: var(--rl); overflow: hidden; }
    .sidebar-link {
      display: flex; align-items: center; gap: 10px;
      padding: 13px 16px; font-size: 13.5px; font-weight: 500;
      color: var(--gray-600); border-bottom: 1px solid var(--gray-100);
      transition: all var(--t);
    }
    .sidebar-link:last-child { border-bottom: none; }
    .sidebar-link:hover { background: var(--g50); color: var(--g700); }
    .sidebar-link.active { background: var(--g50); color: var(--g700); font-weight: 600; border-left: 3px solid var(--g700); }
    .sidebar-link svg { width: 15px; height: 15px; flex-shrink: 0; opacity: .5; }
    .sidebar-link:hover svg, .sidebar-link.active svg { opacity: 1; }

    .sidebar-cta {
      margin-top: 20px; background: var(--g900); border-radius: var(--rl);
      padding: 22px 20px; text-align: center;
    }
    .sidebar-cta p { font-size: 13px; color: rgba(255,255,255,.6); line-height: 1.65; margin-bottom: 16px; }
    .sidebar-cta .btn { width: 100%; justify-content: center; font-size: 13px; }

    /* CONTENT SECTIONS */
    .content-section { margin-bottom: 72px; scroll-margin-top: 100px; }
    .content-section:last-child { margin-bottom: 0; }
    .section-divider {
      height: 1px; background: var(--gray-200); margin: 56px 0;
    }

    /* COMPANY OVERVIEW */
    .overview-intro p {
      font-size: 15px; color: var(--gray-600); line-height: 1.85; margin-bottom: 16px;
    }
    .overview-intro p:last-of-type { margin-bottom: 0; }
    .overview-intro strong { color: var(--gray-800, #1f2937); font-weight: 600; }

    /* FINANCIALS TABLE */
    .fin-table-wrap {
      margin: 32px 0; border-radius: var(--rl); overflow: hidden;
      border: 1px solid var(--gray-200);
    }
    .fin-table { width: 100%; border-collapse: collapse; }
    .fin-table th {
      background: var(--g900); color: rgba(255,255,255,.85);
      font-size: 12px; font-weight: 600; padding: 12px 18px; text-align: left;
      letter-spacing: .3px;
    }
    .fin-table th:first-child { text-align: left; }
    .fin-table th:not(:first-child) { text-align: right; }
    .fin-table td {
      padding: 12px 18px; font-size: 13.5px; border-bottom: 1px solid var(--gray-100);
      color: var(--gray-700);
    }
    .fin-table td:not(:first-child) { text-align: right; font-weight: 500; color: var(--gray-900); }
    .fin-table tr:last-child td { border-bottom: none; }
    .fin-table tr:nth-child(even) td { background: var(--gray-50); }
    .fin-table .profit { color: var(--g700); }

    /* CORPORATE DIRECTORY */
    .dir-cards { display: flex; flex-direction: column; gap: 20px; }
    .dir-card {
      border: 1px solid var(--gray-200); border-radius: var(--rl);
      overflow: hidden; transition: box-shadow var(--t);
    }
    .dir-card:hover { box-shadow: var(--sh-md); }
    .dir-card-head {
      display: flex; align-items: center; gap: 16px;
      padding: 20px 24px; background: var(--g50);
      border-bottom: 1px solid var(--g100);
    }
    .dir-card-icon {
      width: 44px; height: 44px; border-radius: 10px;
      background: var(--g700); display: flex; align-items: center; justify-content: center;
      flex-shrink: 0;
    }
    .dir-card-icon svg { width: 20px; height: 20px; color: var(--white); }
    .dir-card-role { font-size: 10.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .6px; color: var(--g700); margin-bottom: 2px; }
    .dir-card-name { font-size: 16px; font-weight: 700; color: var(--gray-900); }
    .dir-card-reg { font-size: 12px; color: var(--gray-500); margin-top: 2px; }
    .dir-card-body { display: grid; grid-template-columns: 1fr 1fr; gap: 0; }
    .dir-row {
      display: flex; align-items: flex-start; gap: 12px;
      padding: 14px 20px; border-bottom: 1px solid var(--gray-100);
      border-right: 1px solid var(--gray-100);
    }
    .dir-row:nth-child(even) { border-right: none; }
    .dir-row:nth-last-child(-n+2) { border-bottom: none; }
    .dir-row-icon { width: 32px; height: 32px; border-radius: 8px; background: var(--gray-100); display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
    .dir-row-icon svg { width: 14px; height: 14px; color: var(--gray-500); }
    .dir-row-label { font-size: 10.5px; font-weight: 700; color: var(--gray-400); text-transform: uppercase; letter-spacing: .5px; margin-bottom: 3px; }
    .dir-row-value { font-size: 13px; color: var(--gray-700); font-weight: 500; line-height: 1.5; }
    .dir-row-value a { color: var(--g700); transition: color var(--t); }
    .dir-row-value a:hover { color: var(--g800); text-decoration: underline; }

    /* SHAREHOLDER */
    .shareholder-visual {
      background: linear-gradient(135deg, var(--g900), #0B2E6B);
      border-radius: var(--rx); padding: 40px; margin-bottom: 32px;
      display: flex; align-items: center; gap: 32px;
    }
    .sh-pct {
      font-size: 72px; font-weight: 800; color: var(--white);
      line-height: 1; flex-shrink: 0;
    }
    .sh-pct span { color: var(--gold); }
    .sh-divider { width: 2px; height: 80px; background: rgba(255,255,255,.15); flex-shrink: 0; }
    .sh-info h3 { font-size: 20px; font-weight: 700; color: var(--white); margin-bottom: 6px; }
    .sh-info p { font-size: 14px; color: rgba(255,255,255,.65); line-height: 1.7; }
    .org-chart {
      background: var(--gray-50); border: 1px solid var(--gray-200);
      border-radius: var(--rl); padding: 36px; text-align: center;
    }
    .org-node {
      display: inline-flex; flex-direction: column; align-items: center;
      background: var(--white); border: 1.5px solid var(--g200); border-radius: var(--rl);
      padding: 14px 24px; font-size: 13px; font-weight: 600;
      color: var(--g800); box-shadow: var(--sh-sm);
      min-width: 200px;
    }
    .org-node.root { background: var(--g900); border-color: var(--g900); color: var(--white); }
    .org-node.root .org-sub { color: rgba(255,255,255,.55); }
    .org-node.highlight { border-color: var(--gold); background: var(--gold-pale); color: var(--gray-900); }
    .org-node.highlight .org-sub { color: var(--gold-dark); }
    .org-sub { font-size: 11px; font-weight: 500; margin-top: 4px; }
    .org-connector { width: 2px; height: 28px; background: var(--g200); margin: 0 auto; }
    .org-connector-h { display: flex; align-items: flex-start; justify-content: center; gap: 0; position: relative; margin: 0 auto; max-width: 700px; }
    .org-connector-h::before {
      content: ''; position: absolute;
      top: 0; left: 50px; right: 50px;
      height: 2px; background: var(--g200);
    }
    .org-branch { flex: 1; display: flex; flex-direction: column; align-items: center; padding: 0 8px; }
    .org-branch-line { width: 2px; height: 24px; background: var(--g200); margin: 0 auto; }

    /* BOARD OF DIRECTORS */
    .bod-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
    .bod-card {
      background: var(--white); border: 1px solid var(--gray-200);
      border-radius: var(--rl); overflow: hidden;
      transition: all var(--t);
    }
    .bod-card:hover { box-shadow: var(--sh-md); transform: translateY(-2px); border-color: var(--g200); }
    .bod-card-top {
      background: linear-gradient(135deg, var(--g900), #0D3380);
      padding: 28px 24px 20px; text-align: center; position: relative;
    }
    .bod-avatar {
      width: 88px; height: 88px; border-radius: 50%;
      background: rgba(255,255,255,.12);
      border: 3px solid rgba(255,255,255,.25);
      display: flex; align-items: center; justify-content: center;
      margin: 0 auto 14px; font-size: 26px; font-weight: 700; color: var(--white);
      overflow: hidden; flex-shrink: 0;
    }
    .bod-avatar img { width: 100%; height: 100%; object-fit: cover; object-position: center top; border-radius: 50%; }
    .bod-name { font-size: 15px; font-weight: 700; color: var(--white); line-height: 1.35; }
    .bod-badge {
      display: inline-block; margin-top: 10px;
      font-size: 10px; font-weight: 700; letter-spacing: .5px;
      padding: 4px 12px; border-radius: 100px;
    }
    .bod-badge.independent { background: rgba(229,160,32,.2); color: var(--gold-light); border: 1px solid rgba(229,160,32,.3); }
    .bod-badge.non-independent { background: rgba(255,255,255,.1); color: rgba(255,255,255,.7); border: 1px solid rgba(255,255,255,.15); }
    .bod-card-body { padding: 20px; }
    .bod-role-tag {
      display: inline-flex; align-items: center; gap: 6px;
      font-size: 11.5px; font-weight: 600; color: var(--g700);
      background: var(--g50); border: 1px solid var(--g100);
      border-radius: 100px; padding: 4px 12px; margin-bottom: 12px;
    }
    .bod-role-tag svg { width: 11px; height: 11px; }
    .bod-desc { font-size: 13px; color: var(--gray-500); line-height: 1.65; }

    /* MANAGEMENT TEAM */
    .mgmt-list { display: flex; flex-direction: column; gap: 28px; }
    .mgmt-card {
      background: var(--white); border: 1px solid var(--gray-200);
      border-radius: var(--rx); overflow: hidden; transition: box-shadow var(--t);
    }
    .mgmt-card:hover { box-shadow: var(--sh-md); }
    .mgmt-card-inner { display: grid; grid-template-columns: 280px 1fr; }
    .mgmt-card-left {
      background: linear-gradient(160deg, var(--g900) 0%, #0D3380 100%);
      padding: 32px 28px; display: flex; flex-direction: column;
    }
    .mgmt-avatar {
      width: 80px; height: 80px; border-radius: 50%;
      background: rgba(255,255,255,.1); border: 2px solid rgba(255,255,255,.18);
      display: flex; align-items: center; justify-content: center;
      font-size: 28px; font-weight: 700; color: var(--white);
      margin-bottom: 16px; overflow: hidden; flex-shrink: 0;
    }
    .mgmt-avatar img { width: 100%; height: 100%; object-fit: cover; object-position: center top; border-radius: 50%; }
    .mgmt-name { font-size: 17px; font-weight: 700; color: var(--white); line-height: 1.3; margin-bottom: 6px; }
    .mgmt-title {
      display: inline-block; font-size: 11px; font-weight: 700;
      color: var(--gold); letter-spacing: .4px;
      background: rgba(229,160,32,.15); border: 1px solid rgba(229,160,32,.25);
      border-radius: 100px; padding: 4px 12px; margin-bottom: 20px;
    }
    .mgmt-quals { margin-top: auto; display: flex; flex-direction: column; gap: 8px; }
    .mgmt-qual {
      display: flex; align-items: center; gap: 8px;
      font-size: 12px; color: rgba(255,255,255,.6);
    }
    .mgmt-qual svg { width: 13px; height: 13px; flex-shrink: 0; color: var(--gold); opacity: .8; }
    .mgmt-card-right { padding: 32px 32px; }
    .mgmt-bio {
      font-size: 14px; color: var(--gray-600); line-height: 1.85;
    }
    .mgmt-bio p { margin-bottom: 14px; }
    .mgmt-bio p:last-child { margin-bottom: 0; }
    .mgmt-tags { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 20px; }
    .mgmt-tag {
      font-size: 11.5px; font-weight: 600; color: var(--g700);
      background: var(--g50); border: 1px solid var(--g100);
      border-radius: 100px; padding: 4px 12px;
    }

    /* FINANCIAL HIGHLIGHTS */
    .fin-highlight-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-top: 28px; }
    .fin-highlight-card {
      background: var(--g50); border: 1px solid var(--g100); border-radius: var(--rl);
      padding: 22px 20px; text-align: center;
    }
    .fin-highlight-year { font-size: 11px; font-weight: 700; color: var(--gray-400); text-transform: uppercase; letter-spacing: .6px; margin-bottom: 8px; }
    .fin-highlight-val { font-size: 28px; font-weight: 800; color: var(--g700); line-height: 1; margin-bottom: 4px; }
    .fin-highlight-label { font-size: 12px; color: var(--gray-500); }
    .fin-note { font-size: 12.5px; color: var(--gray-500); margin-top: 16px; font-style: italic; }

    /* FOOTER */
    .footer { background: var(--g900); padding: 72px 0 0; }
    .footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.4fr; gap: 40px; padding-bottom: 56px; }
    .footer-brand-logo img { height: 36px; width: auto; filter: brightness(0) invert(1); opacity: .85; }
    .footer-tagline { font-size: 12px; font-weight: 600; color: rgba(255,255,255,.4); text-transform: uppercase; letter-spacing: .8px; margin: 12px 0 16px; display: flex; align-items: center; gap: 8px; }
    .footer-tagline::before { content: ''; display: block; width: 24px; height: 2px; background: var(--gold); border-radius: 2px; }
    .footer-brand-about { font-size: 13px; color: rgba(255,255,255,.5); line-height: 1.75; }
    .footer-social { display: flex; gap: 10px; margin-top: 20px; }
    .footer-social a { width: 34px; height: 34px; border-radius: 8px; background: rgba(255,255,255,.08); display: flex; align-items: center; justify-content: center; transition: background var(--t); }
    .footer-social a:hover { background: var(--g700); }
    .footer-social svg { width: 16px; height: 16px; color: rgba(255,255,255,.7); }
    .footer-col-title { font-size: 11.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .7px; color: rgba(255,255,255,.35); margin-bottom: 18px; }
    .footer-links li { margin-bottom: 10px; }
    .footer-links a { font-size: 13.5px; color: rgba(255,255,255,.6); transition: color var(--t); }
    .footer-links a:hover { color: var(--white); }
    .footer-contact-item { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 14px; }
    .footer-contact-item svg { width: 16px; height: 16px; color: var(--gold); flex-shrink: 0; margin-top: 2px; }
    .footer-contact-item span { font-size: 13px; color: rgba(255,255,255,.6); line-height: 1.6; }
    .footer-contact-item a { color: rgba(255,255,255,.75); transition: color var(--t); }
    .footer-contact-item a:hover { color: var(--white); }
    .footer-bottom { border-top: 1px solid rgba(255,255,255,.08); padding: 20px 0; display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
    .footer-bottom-copy { font-size: 12px; color: rgba(255,255,255,.35); }
    .footer-bottom-links { display: flex; gap: 20px; flex-wrap: wrap; }
    .footer-bottom-links a { font-size: 12px; color: rgba(255,255,255,.4); transition: color var(--t); }
    .footer-bottom-links a:hover { color: rgba(255,255,255,.7); }
    .sc-logo { display: inline-flex; align-items: center; gap: 6px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1); border-radius: 8px; padding: 8px 14px; font-size: 11px; color: rgba(255,255,255,.5); margin-top: 20px; }
    .sc-logo svg { width: 14px; height: 14px; color: var(--gold); }

    /* RESPONSIVE */
    @media (max-width: 1100px) {
      .nav-links { display: none; }
      .hamburger { display: flex; }
      .nav-fund-prices { display: none; }
    }
    @media (max-width: 900px) {
      .page-hero-inner { grid-template-columns: 1fr; }
      .page-hero-image { display: none; }
      .page-hero-text { padding-bottom: 32px; }
      .page-hero-title { font-size: clamp(20px,6vw,30px) !important; word-break: break-word; }
      .page-hero-sub { font-size: 14px; }
      .page-hero-tabs { display: none !important; }
      .container { max-width: 100%; }
    }
    @media (max-width: 860px) {
      .container { overflow-x: hidden; }
      .mgmt-card-left { padding: 24px 20px; }
      .about-layout { grid-template-columns: 1fr; }
      .sidebar { position: static; }
      .dir-card-body { grid-template-columns: 1fr; }
      .dir-row { border-right: none; }
      .dir-row:nth-last-child(-n+2) { border-bottom: 1px solid var(--gray-100); }
      .dir-row:last-child { border-bottom: none; }
      .mgmt-card-inner { grid-template-columns: 1fr; }
      .bod-grid { grid-template-columns: 1fr 1fr; }
      .footer-grid { grid-template-columns: 1fr 1fr; }
      .shareholder-visual { flex-direction: column; text-align: center; gap: 20px; }
      .sh-divider { width: 60px; height: 2px; }
    }
    @media (max-width: 600px) {
      [style*="grid-template-columns:1fr 1fr"] { grid-template-columns: 1fr !important; }
      .bod-grid { grid-template-columns: 1fr; }
      .fin-highlight-grid { grid-template-columns: 1fr; }
      .footer-grid { grid-template-columns: 1fr; }
      .org-connector-h { flex-direction: column; align-items: center; }
      .org-connector-h::before { display: none; }
    }
    .mob-accordion { border-bottom:1px solid var(--gray-100); }
    .mob-acc-btn { display:flex; align-items:center; justify-content:space-between; width:100%; padding:12px 0; font-size:14.5px; font-weight:500; color:var(--gray-700); background:none; border:none; cursor:pointer; }
    .mob-acc-btn:hover { color:var(--g700); }
    .mob-acc-chev { width:14px; height:14px; transition:transform .3s; flex-shrink:0; }
    .mob-accordion.open .mob-acc-chev { transform:rotate(180deg); }
    .mob-acc-body { display:grid; grid-template-rows:0fr; transition:grid-template-rows .3s; overflow:hidden; }
    .mob-accordion.open .mob-acc-body { grid-template-rows:1fr; }
    .mob-acc-inner { overflow:hidden; padding-bottom:4px; }
    .mob-acc-section { font-size:10.5px; font-weight:700; text-transform:uppercase; letter-spacing:.6px; color:var(--gray-400); padding:8px 12px 4px; }
    .mob-acc-body a { display:block !important; padding:9px 12px !important; font-size:13.5px !important; color:var(--gray-600) !important; border-bottom:none !important; }
    .mob-acc-body a:hover { color:var(--g700) !important; background:var(--g50); border-radius:6px; }
    .nav-fund-prices { display:none !important; }
  
.ip0{width:14px !important; height:14px !important}
.ip1{margin-top:18px !important}
.ip2{width:100% !important; justify-content:center !important; display:flex !important; background:var(--g700) !important; color:#fff !important}
.ip3{font-size:18px !important; font-weight:700 !important; color:var(--gray-900) !important; margin:10px 0 20px !important}
.ip4{font-size:15px !important; color:var(--gray-500) !important; line-height:1.75 !important; margin:10px 0 28px !important}
.ip5{background:var(--gray-700) !important}
.ip6{color:var(--gray-600) !important}
.ip7{background:var(--gold-dark) !important}
.ip8{color:var(--gold-dark) !important}
.ip9{font-size:11.5px !important; font-weight:700 !important; text-transform:uppercase !important; letter-spacing:.6px !important; color:var(--gray-400) !important; margin-bottom:20px !important}
.ip10{display:flex !important; flex-direction:column !important; align-items:center !important}
.ip11{background:var(--g700) !important; color:var(--white) !important; border-color:var(--g700) !important}
.ip12{color:rgba(255,255,255,.6) !important}
.ip13{font-size:15px !important; color:var(--gray-500) !important; line-height:1.75 !important; margin:10px 0 32px !important}
.ip14{background:var(--g50) !important; border:1px solid var(--g200) !important; border-radius:18px !important; padding:28px 32px !important; margin-bottom:32px !important}
.ip15{display:flex !important; align-items:flex-start !important; gap:20px !important; flex-wrap:wrap !important}
.ip16{flex:1 !important; min-width:260px !important}
.ip17{font-size:11px !important; font-weight:700 !important; text-transform:uppercase !important; letter-spacing:.7px !important; color:var(--gold) !important; margin-bottom:8px !important}
.ip18{font-size:18px !important; font-weight:700 !important; color:var(--g900) !important; margin-bottom:10px !important}
.ip19{font-size:14px !important; color:var(--gray-600) !important; line-height:1.7 !important}
.ip20{display:flex !important; flex-direction:column !important; gap:12px !important; min-width:180px !important}
.ip21{background:#fff !important; border:1px solid var(--g200) !important; border-radius:12px !important; padding:16px 20px !important; text-align:center !important}
.ip22{font-size:26px !important; font-weight:800 !important; color:var(--g700) !important; letter-spacing:-1px !important}
.ip23{font-size:12px !important; color:var(--gray-500) !important; margin-top:4px !important}
.ip24{display:grid !important; grid-template-columns:1fr 1fr !important; gap:20px !important; margin-bottom:32px !important}
.ip25{background:var(--g50) !important; border:1px solid var(--g200) !important; border-radius:14px !important; padding:24px 28px !important}
.ip26{font-size:22px !important; margin-bottom:10px !important}
.ip27{font-size:15px !important; font-weight:700 !important; color:var(--g900) !important; margin-bottom:8px !important}
.ip28{font-size:13.5px !important; color:var(--gray-600) !important; line-height:1.7 !important}
.ip29{background:#fff8e7 !important; border:1px solid #f5c842 !important; border-radius:14px !important; padding:22px 28px !important}
.ip30{font-size:13.5px !important; color:var(--gray-700) !important; line-height:1.75 !important}
.ip31{display:flex !important; flex-direction:column !important; gap:20px !important}
.ip32{background:var(--white) !important; border:1px solid var(--gray-200) !important; border-radius:14px !important; padding:28px !important; display:flex !important; gap:20px !important; align-items:flex-start !important; flex-wrap:wrap !important}
.ip33{width:52px !important; height:52px !important; border-radius:50% !important; background:var(--g50) !important; border:2px solid var(--g200) !important; display:flex !important; align-items:center !important; justify-content:center !important; font-size:18px !important; font-weight:800 !important; color:var(--g700) !important; flex-shrink:0 !important}
.ip34{flex:1 !important; min-width:220px !important}
.ip35{font-size:10.5px !important; font-weight:700 !important; text-transform:uppercase !important; letter-spacing:.5px !important; color:var(--gold) !important; margin-bottom:4px !important}
.ip36{font-size:16px !important; font-weight:700 !important; color:var(--g900) !important; margin-bottom:8px !important}
.ip37{font-size:13.5px !important; color:var(--gray-600) !important; line-height:1.75 !important}
.ip38{font-size:13px !important; color:var(--gray-400) !important; margin:6px 0 32px !important}
.ip39{display:flex !important; flex-direction:column !important; gap:16px !important}
.ip40{border:1px solid var(--gray-200) !important; border-radius:14px !important; overflow:hidden !important}
.ip41{background:var(--g900) !important; padding:18px 24px !important; cursor:pointer !important}
.ip42{font-size:15px !important; font-weight:700 !important; color:#fff !important; margin:0 !important}
.ip43{padding:24px !important; font-size:14px !important; color:var(--gray-600) !important; line-height:1.8 !important}
.ip44{margin-bottom:12px !important}
.ip45{background:var(--g900) !important; padding:18px 24px !important}
.ip46{padding:24px !important}
.ip47{font-size:14px !important; color:var(--gray-600) !important; line-height:1.85 !important; padding-left:20px !important; display:flex !important; flex-direction:column !important; gap:8px !important}
.ip48{margin-bottom:10px !important}
.ip49{font-size:14px !important; color:var(--gray-600) !important; line-height:1.8 !important; margin-bottom:14px !important}
.ip50{font-size:14px !important; color:var(--gray-600) !important; line-height:1.85 !important; padding-left:20px !important; display:flex !important; flex-direction:column !important; gap:6px !important}